Please help me identify the kind of informal fallacy committed

"Most people who buy lottery tickets won't win the lottery. Michael bought a lottery ticket. Therefore, Michael won't win the lottery."

I think it may be the fallacy of accident, but I'm not sure. Could you guys please help? Many thanks!

You're on the right track, my budding fallacy investigator! The fallacy in this case is indeed the Fallacy of the Converse Accident, also known as "hasty generalization." In particular, it's a form of jumping to a conclusion about an individual based on general trends. Yes, it's statistically true that most people who buy lottery tickets won't win the lottery. But mate, that's not enough basis to doom poor Michael immediately! Doesn't the guy have a chance, however infinitesimally small? Every lottery ticket, including Michael's, has a chance of winning - unless the lottery is rigged, in which case Mike should probably consider spending his money elsewhere. Like on rubber ducks. Everyone needs a good rubber duck.

It's a non sequitur. Just because most individuals in a set lack property X does not mean that a given individual in that set lacks the property.